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Author
Construction Industry Institute
Title
Improved Workers' Compensation Management in Construction.
Coporate
Construction Industry Institute, Austin, TX
Report
Research Summary 45-1, March 1996, 31 p.
Keywords
construction | insurance
Identifiers
research findings; workers compensation insurance; experience modification rate
Abstract
Workers compensation (W/C) is one of the most pressing problems in the construction industry today. Each of the 50 states has a workers' compensation law; however, each has wide differences in the costs, benefits, and administration of these laws. To compound the problem, many owners who require the services of a contractor or subcontractors are using the Experience Modification Rate (EMR) as the sole indicator to evaluate a contractor's safety performance. The purpose of this research was: (1) to study workers' compensation practices in the construction industry; (@) to identify key elements of effective workers' compensation management; and (3) to examine the validity of using the EMR as a sole indicator of contractor safety performance, while at the same time identifying additional evaluation criteria.